Annual program will support nonprofit organizations working to strengthen housing stability through residents' economic mobility
TD Charitable Foundation, the giving arm of TD Bank U.S., today announced $10 million in available grants of $500,000 each through its 21st annual Housing for Everyone grant program. In 2027, the program will support eligible nonprofit organizations that strengthen housing stability through residents’ economic mobility by helping low- and moderate-income renters increase and sustain reliable income while accessing coordinated resources that help them remain stably housed.
Key Points:
Housing affordability and economic mobility reinforce one another. A stable, affordable home gives people a foundation and the confidence to pursue training, maintain employment, advance in their careers and plan for the future. Reliable income helps these households remain securely housed and build financial strength by creating greater capacity to absorb rising costs and navigate unexpected expenses.
The need is particularly acute for renters with the lowest incomes. According to the Harvard Joint Center for Housing Studies, renters earning less than $30,000 annually have, on average, just $210 left each month to cover other necessities after housing costs — a 60% decline since 2001. That shrinking financial cushion reflects a broader challenge: housing costs continue to outpace income growth, making it increasingly difficult for renters to pay for basic needs and afford safe and stable housing. The challenge underscores the need for solutions that address the underlying economic barriers to long-term housing security.
"Housing stability is about more than having an affordable place to live. It’s also having the financial stability to stay there," said Paige Carlson-Heim, Head of Social Impact, TD Bank U.S. and Director of TD Charitable Foundation. "Through Housing for Everyone, TD is supporting organizations that bring housing and economic mobility solutions together to help renters build reliable income, build their financial resilience and strengthen housing stability."
Through the 2027 Housing for Everyone program, the TD Charitable Foundation will fund integrated, community-based approaches that pair housing stability with income advancement and retention. These may include:
"Stable housing and sustained employment empower people to pursue opportunities, support their families and create a foundation to thrive," said Shelley Sylva, Head of Corporate Citizenship, TD Bank U.S. "By connecting housing and workforce development through the Housing for Everyone program, TD can help open doors to what’s possible for everyone. Together, these resources strengthen local economies, build financial strength across communities and promote long-term housing security for our neighbors."
For additional details and to enter the 2027 Housing for Everyone grant competition, please visit http://www.td.com/housingforeveryone. Applications are open until 4 p.m. on Nov. 24, 2026.
About Housing for Everyone
Since inception in 2005, the TD Charitable Foundation's annual Housing for Everyone grant program has awarded more than $73 million to support more than 675 affordable housing initiatives in the U.S. communities TD serves from Maine to Florida. TD identifies communities’ top challenges for the Housing for Everyone grant program, ensuring each year’s theme addresses the most pressing housing issues.
TD Charitable Foundation has consistently championed affordable housing options, providing grants annually to nonprofit organizations across the bank’s footprint that support communities with the creation, preservation, and development of affordable housing options and solutions. TD Charitable Foundation advances the bank's social impact commitment to build financial strength by supporting access to jobs, housing and entrepreneurship. Visit: http://www.td.com/impact.
About the TD Charitable Foundation
The TD Charitable Foundation is the giving arm of TD Bank U.S. TD Bank US Holding Company and its subsidiaries, including TD Bank, N.A., are collectively known as TD Bank U.S. As the U.S. banking business of The Toronto-Dominion Bank (TSX and NYSE:TD), a leading North American financial services firm, TD Bank U.S. serves more than 10 million clients and has a network of approximately 1,050 locations throughout the Northeast, Mid-Atlantic, Carolinas and Florida. We support our clients and communities with a full range of retail, small business, commercial banking products and services, and more.
Since its inception in 2002, the Foundation has distributed over $397 million through donations to local nonprofits from Maine to Florida. More information on the TD Charitable Foundation is available here.
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Monet Irving
Sr. Corporate Communications Manager, TD Bank U.S.
Monet.Irving@td.com